Muawia Abdalla – Licensed North Carolina Insurance Producer – NPN 21286424

Health insurance in North Carolina, explained plainly.

Individual & family health insurance for people under age 65, including ACA Marketplace coverage. We help you compare plans and check them against the doctors and prescriptions you use. Based in Durham, serving all of North Carolina.

Parents and two children sitting together on a sofa at home.
2027 PLANSOpen enrollmentNov 1Enroll by December 15 for coverage beginning January 1.

Carriers selling Marketplace plans in North Carolina for 2027

  • Blue Cross and Blue Shield of North Carolina
  • Ambetter Health
  • UnitedHealthcare
  • Oscar Health
  • AmeriHealth Caritas North Carolina

For reference only. ZAVIA is not affiliated with these companies, and we discuss plans only from carriers our producer is appointed with.

Downtown Durham, North Carolina, seen from above on a clear day.

Licensed

North Carolina

Muawia Abdalla · NPN 21286424

A painted water tower and street in Durham, North Carolina.
About ZAVIA

New to the Marketplace? That is the normal starting point.

Most people arrive having never chosen a health plan on their own. Nothing about the process is obvious, and the vocabulary does not help. We are based in Durham and work with households across North Carolina.

  • Not tied to one carrier
  • Help checking your doctors first
  • One person, start to finish
More about how we work
Why work with us

Built to make one decision clearer

Not tied to one carrier

We help you compare plans from the carriers we're appointed with.

Help checking your doctors first

We help you check networks and drug lists against the care you use, before you decide.

One person, start to finish

The agent who enrolls you is the one who answers the phone afterwards.

A clinician talking with a patient across a desk.
Why people call

What people come in with

You have put it off

Two open enrollments have gone by because the website defeats you every time. Most people finish in one sitting once someone is walking through it with them.

You need to keep a doctor

A pediatrician, a specialist, someone you trust. We help you check that doctor against each plan's network before you decide, rather than trusting a directory.

Your income is different every month

Freelance, contract or commission work makes the application's income question genuinely hard. We help you put a number on it you can stand behind.

Your plan is about to roll over

Auto-renewal is easy until a prescription moves tiers or a doctor leaves the network. We help you see what changed before it renews.

Most conversations start with one question nobody would give a straight answer to.

Ask yours
Common questions

Questions that come up first

If yours is not here, give the office a call.

Read all the questions
A person working at a laptop at a desk by a window.
Enrollment reminders

Know when the window opens.

One note when open enrollment opens, and one before it closes. Nothing else, and no plan pitches in between.

Two emails a year. Unsubscribe in one click.

Ready to look at your options?

Bring your doctors, your prescriptions and your questions. We will work through the plans available to you, one at a time.